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Somerville Bank and Trust Co. is proud to offer its customer Family Banking accounts for every member of your family.
Check out our Featured Product Page for our Youth Accounts

Regular
Checking

goldleafsm2.GIF (819 bytes)
Initial Deposit of $200.00
Monthly Minimum Balance Fee:
$500.00 or More........................No Fee
$200.00-$499.99...................... $4.00 Fee
$000.00-$199.99.......................$8.00 Fee

No Monthly Fee:
Full Time High School/College Students
(Under 24 years old) Church & Civic Organizations
Now Accounts:
A Now or Super Now Account lets you earn interest on your money.
Now Account
goldleafsm2.GIF (819 bytes)

Minimum Monthly
Balance…..$1,000.00
Fee of $8.00 if balance falls below $1,000.00
Minimum daily balance of $300.00 in account each day to obtain the annual percentage yield.

Super Now Account
goldleafsm2.GIF (819 bytes)
Minimum Monthly Balance..............$2,500.00
Fee of $8.00 if balance falls below $2,500.00
If balance falls below $2,500.00
interest rate drops to Now Account rate.
Minimum daily balance of $300.00 in account each day to obtain the annual percentage yield.
   
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Oak Club Accounts

Our accounts for anyone 60 years of age or older providing many benefits such as free checks, no monthly fee, no charge for traveler's checks, one free bank money order per month, free notary service, and access to copy machine.
Oak Account
goldleafsm2.GIF (819 bytes)
Opening deposit of $200.00. No service fee.
Golden Oak Account
goldleafsm2.GIF (819 bytes)

Interest Bearing Checking Account
Minimum Monthly
Balance…..$1,000.00
Fee of $8.00 if balance falls below $1,000.00
Minimum daily balance of $300.00 in account each day to obtain the annual percentage yield.

Super Golden Oak Account
goldleafsm2.GIF (819 bytes)
Interest Bearing Checking Account
Minimum Monthly   
Balance….$2,500.00
Fee of $8.00 if balance falls below $2,500.00
If balance falls below $2,500.00
interest rate drops to Now Account rate.
Minimum daily balance of $300.00 in account each day to obtain the annual percentage yield.
   
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Featured Products  
Grade Promotion
Account

goldleafsm2.GIF (819 bytes)
Our exciting savings account for 13 years thru high school graduation.
Minimum monthly
Balance….$300.00
Fee of $10.00 if balance falls below $300.00
Minimum daily balance of $25.00 in account each day to obtain the annual percentage yield. 
Interest rate increases with scholastic grades.
For further information click here.
Acorn Account
goldleafsm2.GIF (819 bytes)

Our exciting children’s account from 12 years and under
Opening Deposit…..$25.00
Minimum daily balance of $25.00 in account each day to obtain the annual percentage yield.           
For further information click here.

   

Contact us for a list of limits and fees that may apply to
your account.
901-465-9864 or 901-866-9864

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Oak Club Accounts
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Financial Calculators
Financial Calculators Online
  
 
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